DSCR Loans
Stabilized- Designed for stabilized rental properties with steady income.
- Qualify based on property cash flow (DSCR), not personal income.
- Ideal for longer-term hold strategies and portfolio growth.
Loan comparison
Which loan fits your deal?
A quick snapshot to match your property strategy with the right financing path.
Bridge / Fix & Flip
Fast close- Built for acquisitions, renovations, and value-add projects.
- Emphasis on speed and flexible underwriting for rehab timelines.
- Best for short-term exits, flips, or quick stabilization.
Choose the form that best matches your strategy.
DSCR Prequalification
DSCR prequalification for investor-owned rental properties
Use this form only for DSCR loan prequalification. We focus on subject property cash flow, current or projected rents, and monthly PITIA coverage to confirm fit for RichREI DSCR financing.
For general questions, use the Contact Us form on the main page.
Rental income coverage first
We underwrite DSCR using rent coverage versus monthly PITIA, plus occupancy status and lease or rent roll details.
Purchase or refinance scenarios
Share whether this is a new acquisition or refinance, along with your rental experience, so we can tailor next steps.
Start here
Submit your DSCR prequalification
Provide the property and rental details below so we can confirm DSCR fit quickly.
Bridge and Fix & Flip
Fast short-term financing for acquisitions, renovations, and clean exits.
Secure capital for time-sensitive deals, value-add rehabs, and transition strategies with underwriting built for investors. We move quickly, stay flexible, and structure loans to match your exit timeline.
Speed that protects your deal
Rapid term sheets and streamlined draws for acquisition + rehab execution.
Investor-first structure
Interest-only and short-term options designed for bridge, flips, and GUC.
Bridge and Fix & Flip Request
Tell us about your deal
Complete the form and a loan strategist will respond quickly with next steps.